Terms & Conditions

Welcome to sunilladdha.in (“Website”). This Website is owned and operated by Laddha Financial Services (referred to as “we,” “our,” or “us”). By accessing or using this Website, you agree to be bound by these Terms & Conditions. Please read them carefully.

1. Use of the Website

 You agree to use this Website only for lawful purposes and in a way that does not infringe

the rights of, restrict, or inhibit anyone else’s use.

 Unauthorized use of this Website may give rise to a claim for damages and/or be a criminal

offense.

2. Services Provided

 We provide financial products and related information including mutual funds, SIPs,

insurance products, and financial planning support.

 We act as a Mutual Fund Distributor registered with AMFI. We do not provide direct

investment advice, portfolio management, or stock trading services.

 All information shared on this Website is for educational and informational purposes only. It

should not be considered financial advice or a recommendation to invest.

3. Accuracy of Information

 We make reasonable efforts to ensure the accuracy of content provided on the Website.

However, we do not guarantee that the information will always be up to date, accurate, or

complete.
 Market-linked products (such as mutual funds) are subject to market risks. Past performance

is not indicative of future returns.

4. Third-Party Links

  The Website may include links to third-party websites for your convenience. These links do

not mean we endorse those websites. We are not responsible for the content, accuracy, or

availability of third-party sites.

5. Intellectual Property

 All content on this Website, including text, images, graphics, and design, is owned by or

licensed to Laddha Financial Services.
 You may not reproduce, distribute, or modify any content without prior written permission.

6. Privacy & Data Protection

  Your use of this Website is also governed by our Privacy Policy. Please review it to understand

how we collect, use, and protect your personal data.

7. Limitation of Liability

  We shall not be held liable for any direct, indirect, incidental, or consequential damages

arising out of your use of the Website or reliance on its information.

  We are not responsible for investment losses, delays, or errors beyond our control.

8. Refund Policy

  Our Refund Policy applies to specific services and is available separately on the Website.

Please read it before making any payments.

9. Governing Law

  These Terms & Conditions are governed by the laws of India. Any disputes shall be subject to

the exclusive jurisdiction of the courts in [Your City/State, e.g., Jalna, Maharashtra].

10. Changes to Terms

 We may update these Terms & Conditions at any time. Updates will be posted on this page

with a revised “Effective Date.” Continued use of the Website means you accept the updated

terms.

11. Contact Us

If you have any questions about these Terms & Conditions, you can reach us at:

Laddha Financial Services
 Email: [email protected] 
 Phone: +919511791993
 Address: Laddha Financial Services Chikhali, District Buldhan 443201